A graduate embraced at an FLTA Financial Reentry graduation inside Avenal State Prison

501(c)(3) Non-Profit · Est. 2015

Changing the
dynamics of society

We help returning citizens, the homeless, and foster-care youth break the cycles of poverty and incarceration through business, financial, and employment training.

10+Years of impact
15Week reentry curriculum
8Active programs
21%Recidivism vs. 42% state avg.
FLTA reentry coaches at Avenal State Prison

(01)What Is FLTA

Transforming lives through financial literacy

FLTA is a non-profit transforming lives through financial literacy, credit building, employment training, and business education. We serve what we call the Big 3, the prison population, homeless individuals, and foster-care youth, equipping them with real-world tools to break cycles of poverty, incarceration, and financial instability.

From workshops inside California prisons to youth employment programs across Los Angeles County, we help people achieve lasting financial freedom and independence.

(02)Who We Serve

The three populations we call the Big 3

Reentry program participants

Prison Population

Returning citizens and youth offenders preparing to reenter society with structure, confidence, and a financial foundation that lasts.

Homeless-prevention financial wellness

Homeless Population

Homeless prevention through financial wellness, emotional intelligence, budgeting, and job-search strategy to help people get and stay housed.

At-risk and foster youth in employment training

At-Risk Youth

Foster, system-impacted, and transition-age youth, building financial literacy and job readiness long before the pressures of adulthood arrive.

Flagship Program Executive Director Clinton Drummer speaking at an FLTA graduation inside Avenal State Prison

(03)Designing Futures

Financial Reentry Training, 15 weeks at a time

A trauma-informed program delivered inside California state prisons and youth facilities, built to reduce recidivism and homelessness by addressing the root cause: financial instability.

Participants learn to identify the financial triggers that often lead to relapse, while building credit as a pathway to stable housing and employment, reentering society with confidence, structure, and a real plan.

CreditBuilding & repair
HousingRental readiness
WorkResume & interview prep
FLTA's Women's Reentry team

(04)The Power Of Lived Experience

We understand because we've walked it

FLTA directors bring firsthand knowledge of the challenges faced by the three populations we serve. We've lived these struggles, and we use that experience to inspire and empower others.

By leading by example, our team shows participants that change is possible. We connect deeply, build trust quickly, and prove every day that education, understanding, and resilience can rewrite a life.

Our Mission

To reduce the financial triggers that lead to incarceration, homelessness, and mental barriers, and empower every generation to reshape unhealthy money habits for a successful future.

(05)Where We Serve

Across California, and rooted in Los Angeles County

We deliver financial reentry, workforce readiness, and youth employment programs across correctional facilities, juvenile institutions, college campuses, and community housing.

Adult Correctional

  • Avenal State Prison (ASP)
  • Central California Women's Facility (CCWF)
  • Valley State Prison (VSP)
  • Malibu Women's Fire Camp 13

Youth & Juvenile

  • Los Padrinos Juvenile Hall (LPJH)
  • Dorothy Kirby Center (DKC)

Pathway Youth Employment

  • Foster & group homes across LA County serving transition-age youth

Higher Education

  • Workforce-focused programming at Compton College

Reentry & Housing

  • Adult transitional housing sites across LA County, coaching, employment readiness & stabilization

Is your facility next?

Partner With Us

(06)Our Programs

Empowering lives through financial education

View All Programs
Financial Reentry Training

Returning Citizens

Financial Reentry Training

A 15-week program in partnering prisons and juvenile facilities, giving healthy financial awareness to those due for release.

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Homeless Prevention

Homeless Prevention

Financial Wellness Training

A 12-week program pairing emotional intelligence and financial wellness with employment and job-search strategy.

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Youth Financial Awareness

At-Risk Youth

Youth Financial Awareness

Financial and job training that reduces a young person's reliance on unhealthy financial options in adulthood.

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10-Step Business Building

Ages 14 to 24

10-Step Business Building

Youth turn a simple idea into a real business, name, brand, website, and a pitch for funding, graduating as owners.

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Pathway Youth Employment

Foster Care

Pathway Youth Employment

A 10-week job-readiness program for foster youth, with direct access to employer partners at graduation.

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Financial Harm & Healing restorative program

New · Restorative · 12 Weeks

Financial Harm & Healing

A restorative program connecting victims of financial crimes with incarcerated individuals, sharing stories to build understanding, accountability, and healing on both sides.

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(07)Investing In Futures

Poverty is a direct link to crime, homelessness, and risk for our youth

Our aim is to create change through business, employment, and financial awareness training, connecting people to healthy financial options and strategies they can rely on when times get hard.

A youth offender graduates FLTA Financial Reentry Training at Avenal State Prison

(08)Latest News

Recognized for real impact

All News & Press
Clinton Drummer featured on Daymond John's Next Level CEO

Feature · 2026

Next Level CEO with Daymond John

Executive Director Clinton Drummer was selected for the upcoming season, spotlighting FLTA's mission and the personal journey behind it.

Youth Financial Reentry launch at Dorothy Kirby Center

Program Launch

Youth Reentry at Dorothy Kirby

FLTA launched Youth Financial Reentry Training, helping system-impacted youth build confidence, accountability, and a healthier path forward.

FLTA featured on 102.3 KJLH

Radio · 102.3 KJLH

Featured on 102.3 KJLH

Honored a second time, FLTA shared its story of bringing financial education to high-risk communities and the prison system.

Get Involved

Breaking the cycle through business & financial awareness

Join our free financial and business-building popup classes at your local park, community center, or school, or help fund the next graduation.